Your smile and oral health shouldn’t be held hostage by your wallet
Dr. Strait and our dental team strongly believe that cost should never prevent a patient from getting the smile they deserve. That’s why we offer a variety of options to make your treatment more affordable, including interest-free payment plans.
If you have questions about any of these options or want to know more about your cost of treatment, don’t hesitate to call our office and speak with a member of our team. We’ll be more than happy to help.
Using an FSA or HSA to
Pay for Invisalign Treatment
Why Use an FSA or HSA?
What’s an FSA?
A flexible savings account (FSA) is an account managed by your employer that allows you to deduct money from your gross income. Typically, you can set aside as much as $2,600 per year with an FSA. An FSA reduces your taxable wage because it’s considered to be pretax income.
What’s an HSA?
A health savings account (HSA) allows people with high-deductible insurance plans to save money throughout the year. An individual can save as much as $3,400 annually, and a family can save up to $6,750 annually. The interest on your HSA is tax-deductible.
To provide you with additional payment options, we participate with third-party providers at our practice. For example, CareCredit® offers no-interest options for payment plans lasting up to two years. Alternatively, you can choose a low-interest plan that gives you more time to pay off your treatment.
We also work with ChaseHealthAdvance® Financing Options, which offers interest-free plans with no down payment or application fee. Or, you can use your Citi® Health Card to access flexible payment plans for treatments that aren’t fully covered by insurance.
Dental Insurance Coverage
Most insurance providers will define how much of your orthodontic treatment they’re willing to cover. Some plans will partially cover your treatment, while others have a lifetime cap on orthodontic payouts.
If you’re not sure how much of your treatment is covered, contact your insurance provider’s customer service department and ask them. Or, you can just call our practice and a member of our team will happily look into it for you.
Your Heath Comes First
Don’t underestimate the importance of a healthy smile — it can boost your confidence and help you meet new people.
Cost should never stand in the way of your new smile. No matter your situation, we’ll work with you to develop a plan that can achieve your desired results. Contact our practice (link to page) today to ask about your payment options.